Planning 2016 Travel and Other Aggravations

REDbird_card_image

 

As you have probably heard, the Buzz of the day is that beginning tomorrow (May 6) you can no longer load the Target Prepaid REDcard (aka RedBird) with credit cards.  This is (as of now) a basically unsubstantiated rumor, but I’m sure there will be long lines at many Target CS desks tonight!

This makes me very sad as I have only had my RedBird for a couple months and Matthew just got his last month!  I am very conservative with Manufactured Spending, so I really haven’t done much.  I was going to start amping it up and was even going to write a post about it.  But, for right now we just have to wait and see what happens tomorrow.  Hopefully the rumor is not true.

While I’m here, I will tell you my MAJOR MS activity in April 2015.  I’m not a $50k per month MS monster (I do believe they are the ones that ruin it for the rest of us), but here’s what I did.

I purchased $4,000 in American Express Gift Cards (AGC) with my American Express SPG card.  I paid $25.80 in fees but earned $60 in cash back, so I came out ahead by $34.20.  I loaded those cards to the RedBird throughout the month.  Usually in $1,000 increments.

I also did direct credit card loads of $2250 using AA cards and the old US Air card.  WooHoo!  Big spender! Like I said, I was going to step up my game in May!

But for all my troubles I earned 4,000 SPG points and 2,250 AA miles. (actually I may have earned more AA points with the bonus points promotion that is currently running)  And $34 in cash.

Today only, there is a 2.25% cash back offer on AGC via TopCashBack.  I was about to pull the trigger on a couple today until the other shoe dropped on the RedBird.  I still might do it though.  With cash back, even if I have to pay fees to turn around and buy VISA GC with them, I still come out ahead.

Bottom line for me – if the RedBirds die tomorrow, I will probably still keep them.  Or maybe cancel one and go back to Serve with the other.  We should still be able to load both with VISA GC. (I hope!)

2016 Travel

Ahhhh…it’s that time.  Time to think about next year’s travel plans.  I know where I want to go, and when but I’m having trouble making it work.

Dive-sites

 

My son wants to go to Egypt for Spring Break.  He wants to see the Pyramids and Matthew and I want to dive the Red Sea.

I thought this would be easy to accomplish because prices in Egypt are pretty low right now.  Tourism has fallen off by an estimated 95% since the turmoil and civic unrest of the past few years.  The Red Sea resorts are doing OK, but the historical areas in Cairo, Luxor and Aswan are suffering.  So yeah, I thought it would be cheap and easy.  Not so much.

Have you ever tried to GET to Egypt?  Oh my.  The term “BFE” that we used to say as teenagers ain’t for nothing!

I could fly on Delta for 80,000 miles and $115 per ticket.  But I did not really want to burn up my Delta miles, because I wanted to use those for Australia (which I will talk about in a minute).

I was hoping to use some AA miles to get us to Egypt.  AA codes Egypt as “Middle East” , even though it is  in Africa. (I used to know a Delta agent who thought Egypt was in Europe.  But, I digress) AA also uses British Airways to get to Cairo.  So you know what that means.  Fuel Surcharges.  It would cost me 90,000 miles and $463 Per Ticket to fly from CVG to Cairo.  Yikes!

Then I thought of something else.  Spring Break is “off peak” to Europe on AA.  So I could use 40,000 AA miles to fly RT to London and then 20,000 Avios to fly RT from London to Cairo.  Of course, there are fuel surcharges which would be about $250 per ticket. That still hurts.  But it would only be a total of 60,000 miles per ticket and a total of $750 in cash.  Plus I would have to pay cash for the flights from Cairo to Sharm el Sheikh.

This Egypt trip is getting expensive and complicated.

Australia 2016

Another hassle.  Alaska Airlines has some great partners and low redemption rates.  Cathay Pacific, Qantas and even Fiji Airways can get me to Australia from LAX using Alaska miles.  In coach.  Trying to find availability for 3 business class seats is not looking good.  I have checked many dates throughout the year and nothing comes up in business class. Sometimes not even for 1 ticket.  I have not checked Cathay Pacific though, because you have to call them.

I will likely fly coach to Europe in the future.  But not over the Pacific.  No.  Never again.  Been there, done that.  It was horrible.

You know what does show availability for 3 tickets in business class on several dates throughout the year?  Virgin Australia using Delta SkyMiles.  I would gladly do that roundtrip , but sadly I do not have the 480,000 SkyMiles needed.  I have about 375,000 right now.  By doing some heavy MS and/or transferring some SPG points to Delta, I could probably manage 5 awards (at 80,000 each).  That would mean either Matthew or I would have to take a different flight on the outbound or return.  Not ideal, but we could do it as a last resort.

Trying to figure out which programs to use to make these two big trips happen is proving to be quite stressful.

And finally the last trip I hope to take in 2016 is a 4 or 5 night stay at Beaches Turks and Caicos over fall break.  That is one of our favorite places in the entire world.  October is again “off peak” on the AA charts, so it’s only 25,000 miles per ticket.

Club Carlson Devaluation

Between Matthew and myself, we have about 350,000 Club Carlson points.  Somehow, I have to tentatively book all of those before May 31.  Right.  That’s not going to happen.  There are a couple nice Radisson properties in Australia, but I have no idea what dates I will end up traveling on, so I can’t make tentative bookings.  I am assuming if I call back to change the dates, they will take away the bonus night.  That’s what Marriott does.  But I will be sure to clarify that soon.

To add insult to injury, they are raising categories on about 1,000,000 properties beginning June 1.  Interestingly, the property I want to stay at in Egypt is LOWERING from 28,000 points per night to 15,000 points per night.  So if I have to wait until after the Bonus nights go away, it will only cost me another 2,000 points for 2 nights.  But that is certainly not the case for numerous other hotels.

SSHZH_2_pool_978x385-2

Radisson Blu Sharm el Sheikh Egypt

So that’s it! That’s all I have for right now.  If you have any suggestions for me regarding Australia or Egypt I would LOVE to hear it.

Happy Travels!

 

 

 

 

AAdvantage and Dividend Miles Are Now Officially Combined

As I’m sure you have seen by now, American Airlines and US Airways have officially merged their mileage programs.

It looks very pretty!

aacpmbo

that’s half a million, baby

 

Together we have 508,360 miles!  Love it!  I am hoping to use those for 3 business class tickets to Australia in 2016.  Actually, my plan is to use American miles for one direction and some of my 375,000 Delta SkyPesos for the other direction.  But I will do whatever it takes to make it work.

This is just a quick post to share my happiness over the combined miles.  We are leaving for Florida at 1pm today.  Well…technically we are leaving for Louisville at 1pm today.  Our flight to Orlando leaves at 5pm from Louisville.

Were you happy to see your AA and US miles combine?  Tell me your plans for them!

Feeling Funky

I think I’m in a Miles and Points funk.  I need to apply for a Marriott Rewards Premier VISA card for my husband before his offer expires on Monday.  I was going to do that today, along with one or two other cards.  But I just don’t feel like it. 

I think part of this is caused by the fact that I have not booked our summer 2015 trip.  I still don’t have enough Delta SkyPesos for 3 business tickets.  Although I checked availability yesterday for some random dates next summer and actually found 3 business seats on Alitalia to Athens.  (which is our #1 choice) But when I was checking out the hotel options on some of the islands, I was disappointed to see that there were very few options for reward stays.  Except places like the SPG Mystique that wants 60,000 points for 1 night.  It’s beautiful but….no thanks.

mystique

SPG Mystique Santorini

So that leaves me looking for “budget” accommodations on Santorini.  With a caldera view, if you please.  Yeah, right.  Although I did find a rather nice one for about $130 per night in mid-July which is not bad at all.

As much as I despise cruises, I actually started looking at Greek Island cruises. I thought that would be a good way to see the islands without paying the crazy hotel prices on the fancy ones.  I only looked at a couple cruise lines yesterday but one of the itineraries said it arrived in Santorini (Or Mykonos…can’t remember now but it was one of the two) at 6pm and left at 11pm.  What’s up with that?  Maybe it’s a party island and people go mainly for the nightlife.  That’s not a great plan for a family.  Actually even without Parker I probably wouldn’t like that.

So I think I am at a point where I feel rather saturated with miles and points (a quick look at Award Wallet tells me we have about 1.5 million of them) and no ability to use them.  I feel saturated, but yet when I think of burning 375,000 Delta SkyPesos on 3 tickets I go into hoarding mode. I don’t want to let them go.

This is terrible.  I must snap out of this.  I think I will go ahead and apply for his Marriott card and perhaps a Frontier card as well.  I wasn’t going to mess with Frontier anymore but they have started offering some new routes out of CVG so it might be nice to have a small stash of them on hand.  Though I have a slight fear of a denial from Barclay’s because he has not used his US Airways card very much.   But I didn’t use mine much either and I was approved for the Frontier card.  And he has only applied for 2 other cards in 2014, so he doesn’t have many pulls.

If anybody reading this has been to Greece, please share some ideas with me! And keep in mind we will be traveling with a 6 year old so we need family friendly places and activities.

Possible Regret and A Couple Good Bonuses

I hope I don’t regret this

Until midnight last night, you could transfer SPG points to American Airlines or US Airways and receive a 20% bonus.  This was on top of the 25% bonus you already get for transferring SPG points to airlines.  I have just over 40,000 points, so I could have turned those into 58,000 AAdvantage miles.  (or Dividend Miles)

Conventional Wisdom in this game tells you not to transfer miles unless you have immediate plans to use them.  I don’t.  Plus I am pretty flush with AAdvantage Miles and Dividend Miles right now thanks to 3 Citi Executive cards and Matthew’s recent bump in business travel.  I have more than enough for my planned trip to Australia (in BUSINESS class) in 2016.  But this was a heck of an offer to pass up and one that may not return for some time.

I have lots of hotel points in other programs, so I don’t necessarily NEED SPG points for hotels; although you can sometimes find some Great Redemptions.

I would also probably not transfer the points to any other airline.  Except maybe Delta if I needed some points to redeem some of their ridiculously over-priced awards.

Too late now to do anything about it.  It’s just something I decided to think about this morning.  I will probably end up using my SPG points to stay at the Westin in Whistler, which is why I got the card in the first place.

westinwhistler

The Westin Resort & Spa, Whistler

Rooms at the Westin Whistler are 16,000 SPG points per night during Christmas break and most of ski season, but you can find rooms for 9,000 points per night in late ski season.  As long as I have my SPG American Express card open, I will get the 5th night free when I book 4 on points.  So, I still need to earn 24,000 points to get enough points.  SPG points aren’t easy to earn, but if I concentrate some MS on the card over the next year, I should be able to do it.  (then I will watch for the inevitable devaluation)

A Couple Good Credit Card Sign Up Bonuses

Right now, Chase is offering the United Explorer card with an increased sign-up bonus of 50,000 miles after spending $2,000 in 3 months.  I would love to get this one, but Matthew and I just canceled our previous United Explorer cards in July of 2013.  The wait time for churning Chase cards is generally 24 months.  So hopefully next summer they will offer a similar bonus.  But if you have not had a Chase United Explorer card in the past 2 years-go for it!

Chase is also offering the Marriott Rewards Premier VISA card with an increased sign up bonus of 70,000 points PLUS 1 Free night at a category 1-4 hotel after spending $2,000 in the first 3 months.

Matthew and I will definitely be signing up for the Marriott card.  We both just canceled the basic Chase Marriott Rewards card, but this Premier card is a different product so we are eligible for the sign-up bonus even though it has not been 24 months.

Incidentally, I do not earn any commissions if you use the links above.  Those are just public links that I copied and pasted.

Happy Travels!

Making and Meeting Spending Goals

Time to make a plan

I will be the first to admit that my spending, both regular and manufactured, has always been rather erratic.  I have written a lot about my “mad organizational skillz” and ability to keep track of multiple accounts, but when it came to setting a goal and then spending to meet that goal, I wasn’t doing it.  So I decided to write this post, not only to help my readers better understand the POINT of doing all this, but also to help myself to better organize my spending.

First I want to list the active, open credit cards in my binder for both myself and my hubby.

  • American Express Delta SkyMiles Platinum (me)
  • Chase Marriott VISA (me and hubby)
  • American Express Starwood Preferred (me and hubby)
  • Barclay’s US Airways Premier World Mastercard (me and hubby)
  • Chase IHG Holiday Inn (me and hubby)
  • Citibank American Airlines Visa (me)
  • Barclay’s Frontier Mastercard (me)
  • Bank of American Alaska Airlines Visa (hubby)
  • US Bank Club Carlson Visa (me and hubby)
  • Citibank American Airlines Executive Mastercard (me and hubby)
  • Chase Sapphire Preferred (me)

That’s 17 active credit cards.  See why organization is so important?

I am about to cancel three cards:

  1. My Barclay’s Frontier card.  Frontier awards proved very hard to redeem.
  2. Hubby’s American Express Starwood Preferred.  He has used all the points in the account and there is no benefit to renewing this card.
  3. Hubby’s Chase Marriott Card. He has earned Gold status on his own this year and next year he will apply for the Marriott Premier Rewards card which offers better benefits than the basic card he has now.

That will leave me with 14 cards to spread out my spending.

Credit-Cards

 

My (Immediate) Plans

And by “immediate” I mean within the next 2 years.

Summer of 2015 I want to take a trip to Europe.  I’m thinking most likely Croatia and either Italy or Greece.  I want to fly (business class) to Australia in 2016.  Those are my 2 big ones.  There will be some domestic trips thrown in that I will most likely just pay the airfare for (I save my miles for expensive international travel), and possibly a Caribbean or Hawaii trip on miles.  It is going to be harder to travel now with my son entering 1st grade later this year.  We will be relegated to summer travel with the masses and maybe a Christmas ski trip.  I am not opposed to pulling him out of school to travel, but I will try to keep that to a minimum.  However I do plan on taking a January or February ski trip to Whistler in the next couple of years and I will pull him out for that.

So, having said that, I need to take a look at my inventory of miles.  Between the two of us we have:

  • 384,000 American and US Air miles (that will become “one” with in the next year)
  • 51,000 Alaska Airlines Miles (these can be used on American Airlines and Delta)
  • 308,000 Delta SkyMiles

To fly Business class to Australia using American Airlines Miles, we will need 375,000 miles.  As you can see, we have more than enough to do that after the merge.  But AA miles are probably the most valuable miles out there right now, so I want to concentrate on building as many of them as I can. Especially since we have so many American Airlines and US Airways cards.

information_australia

I will use my American Airlines miles to fly my family to Australia in business class!

My trip to Europe next year will be on Delta and most likely in coach (ugh, I know), which will require 180,000 miles for 3 tickets.  Again, I have more than enough.

I want to build more Alaska miles to supplement my American and Delta totals.  I can’t combine them, but I can get one ticket from the Alaska account and the other two from the American or Delta account.  To that end, I will probably apply for an Alaska card for myself during my next round of apps this fall.

Organized Manufactured Spending

The real goldmine in Manufactured Spending (MS) is using a Chase Ink or Bold card at office supply stores and earning a 5x point bonus.  If you bought $2,000 worth of Visa gift cards per month, you would be earning 10,000 Ultimate Rewards points.  Do that for a year and you have 120,000 points.  That right there is the bread and butter of most miles and points junkies.  And some (most) do way more than $2,000 a month.

Those 120,000 (or more) Ultimate Rewards points can be transferred to United, Southwest, British Airways, Korean Air, Virgin Atlantic, Hyatt, Marriott, IHG, Ritz-Carlton and even Amtrak.

There are some of us, however, who cannot get the Chase Ink or Bold or other business cards because we do not own our own business and do not feel comfortable lying to get one.  I have a part-time job that would probably qualify me for a Business card, but I applied for a Chase Ink last summer and was denied.  That really spooked me, especially with Chase.  So I am going to lay low with Chase for awhile – at least until next year, and then I might try again.

So where does that leave me and others like me without business cards? It leaves us to only earn 1 mile/point per dollar on most cards.  That can still be worthwhile though, and is better than earning Nothing.  So basically $2,000 a month in gift cards for one year will earn you 24,000 miles/points.  That’s a lot less than 120,000! But again, still better than Nothing.  You also have to factor in the cost of doing this, which is approximately $240 on $2,000 worth of gift cards.

By the way, I am using $2,000 because that’s what *I* do, on average.  That is just enough to pay my mortgage and utility bills.  Every once in a while I will do amazon payments or money orders with gift cards, but I try not to game the system too much and risk getting myself shut down or contributing to shutting down the entire system.

So here is my plan

For the months of June through December 2014, I have made a rotation of 4 cards per month, buying one $500 gift card on each card.  The cards I will rotate are both Citibank American Airlines Executive Cards, my Citibank American Visa, Hubby’s Alaska Airlines card, my Delta SkyMiles American Express and both of our Barclay’s US Bank Mastercards.  By doing 4 different cards per month, I can spread out the spend between 4 different banks.  And notice I am avoiding Chase on all MS activities.  Flyertalk threads like this one and this one really make me stop and think.  And if I want to eventually get that Chase Ink or Bold card, I think it is in my best interest to avoid them for now.

So by the end of the year I will earn just under 10,000 American/US Air miles, 2,000 Alaska miles and 2,000 SkyMiles.  Many people will say that is not worth it.  It’s not worth the $140 I will spend on fees or the trips to Walmart.  You would have to make your own decisions on whether or not it’s worth it to you.  I do not go out of my way to go to Walmart to do this.  But chances are that at least 4-5 times a month I am going to be near a Walmart and it takes me about 10 minutes to run inside and do the deed.  I don’t see that as a big inconvenience.  When you could still buy Vanilla Reloads at CVS, the Miles and Points junkies were running around to every CVS within a 50 mile radius of their home, only earning 1 mile/point per dollar spent on them.  The difference was that they didn’t have to go to Walmart to load them.  So really, that is the only thing that has changed.

The bulk of my “everyday” spending will probably go on my Chase Sapphire Rewards card.  Except for gas and groceries which will go on the Chase IHG cards (2x points in those categories) But of course I will throw a few charges here and there on the cards I am using for MS, just for good measure.

Recurring Charges

Before I go, I want to point out that I have several recurring charges each month that are automatically billed to different credit cards.  Our Chase IHG cards are charged for our Netflix account and our cat’s Wellness Plan at the vet.  The Chase Sapphire Preferred gets Direct TV and our cell phones (for now).  And the US Bank Club Carlson card gets my son’s karate class.

I also have certain credit cards assigned to different accounts such as Groupon, iTunes, and Paypal.

The good thing about setting up these recurring payments is that I can change it any time I want to.  Usually when I get a new card and have to meet minimum spending, I will change the Direct TV and cell phone payments (since those are the highest) to go to the new card until I meet the spending requirement.

So that’s it.  That’s my Master Plan.  Do you have a Manufactured Spending or Travel Planning strategy?  If so, please share it in the comments.  I, for one, am very interested in learning more about how other people reach their goals!  I know many people are loath to talk too much about MS in public forums.  But I think the cat is long out of the bag by now and there is not much classified information left.

Happy Travels!

One last personal note…because he’s just too darn cute not to share.  We got a new dog last week! He is a 2 year old Goldendoodle that we named Bodhi.  I occasionally foster dogs through the Stray Animal Adoption Program and this boy came up needing a foster home. We love Doodles so I grabbed him up and we decided within about an hour that we wanted to keep him forever!   Welcome to the family Bodhi!

bodhi1

Bodhi

 

Run, Don’t Walk, To Sign Up for the US Airways Mastercard!

One of the Best Cards

On my page, Top 5 Credit Cards for Beginners, I listed the Barclay’s US Airways Mastercard as one of the best cards for beginners (or anybody) to get.

Application Link: US Airways Mastercard

You will earn 40,000 miles after your first purchase.  That’s it.  One and done.  Of course, Barclay’s would appreciate it if you would use their card often.  And you really should put one or two purchases on each of your cards every month, just to keep the banks happy.

usairwayscard

As you can see, in addition to the 40,000 miles, you will also get two companion certificates allowing 2 people to travel with you for only $99 each plus tax.  You also get Priority Boarding, a free checked bag and a US Airways Club day pass.  The $89 annual fee is not waived for the first year.  But $89 for 40,000 miles that can get you to the Caribbean or Hawaii – that’s a no-brainer.  You can also travel from the US to Europe in their off-peak season (Jan 15-Feb 28) for only 35,000 miles.  I have traveled to Europe in the winter many times and yes it’s chilly, but the sites are still there and the crowds are not.  It’s actually quite nice.

US Airways Award Travel Chart

All Good Things Must Come To An End

Unfortunately.  Yesterday I received a card in the mail from US Airways announcing changes to the program and the credit card after the merger with American Airlines.  These changes will most likely come in early 2015.

  • No more companion certificate.  Final companion certificates will be issued soon for current cardholders and they must be booked within 9 months and travel within 12 months.  If you apply for a card today, you will get your companion certificate after your first purchase.
  • Miles earned through credit card spend will no longer count towards Preferred Status.  When you spend $25,000 or more, they will convert 10,000 miles into Preferred Qualifying Miles toward 2015 status.  You must complete this spending by the end of 2014, as this will no longer be offered after the merge.
  • US Airways Club day pass and Membership Discount.  You will receive a Club day pass valid for 12 months to visit a US Airways Club.  But you will not receive a $75 discount coupon towards Club Membership.
  • First Class check in. Continue to enjoy First Class check-in until the end of 2014.

It’s Not All Bad News

There are some positive changes coming to the US Airways award program that are aligned with American’s AAdvantage Program.  These new benefits will be implemented in 2015.

  • 10% of your miles back.  This is a feature of American’s program that I really like.  When you redeem miles for award travel, you’ll receive 10% of your miles back into your account.  Currently US Airways offers a 5,000 mile discount on award bookings if you hold the credit card,  (i.e. 20,000 miles for a domestic ticket rather than 25,000) but only if you fly completely on US Airways metal.  I have never been able to do that.  Seems like American operated flights come up more often than not.
  • 25% off in-flight purchases.  Save 25% on your in-flight food and beverage purchases when you use your card.
  • $100 flight discount.  As a cardmember, you can earn a $100 flight discount each year in which you spend $30,000 or more in purchases and you maintain your card membership.  Not a great deal, in my opinion.
  • Additional redemption flexibility.  Enhance your award travel experience with redemption for one-way travel and First Class upgrades.

No mention of those off peak awards that both carriers currently offer.  I have used the American AAdvantage off peak awards several times to travel to the Caribbean in the fall.

Do It Now

I can’t stress enough how great of a deal this US Airways card is.   Just do it.

Happy Travels!

Laura’s May 2014 App-O-Rama

App-O-Rama Results: 170,000 points

If I haven’t mentioned this before, I am a very conservative App-O-Rama’er.  (is that a new word?) If you are unfamiliar with what an App-O-Rama is, see this post.

Most people do five or six cards at one time, I usually do three or maybe four depending on how good the offers are.  At this time, we seem to be in sort of a drought of good offers so I only applied for three. Continue reading

Coming Home to Changes

We have just returned from a wonderful 3 week trip to Thailand booked entirely on Miles & Points.  Once all my bills come in, I will share with you the complete total cost of our trip, including meals, activities and transportation costs.

There were definitely some not-so-great moments on the trip, such as P getting sick, Hubby taking his iPhone for a swim and me getting an ear infection after our first dive.  But those small negatives in no way outweighed the many positives of the trip.  Over the coming weeks I will post some trip reports and hotel reviews AND how P met his school goals in science, culture, reading and math on the trip.

Ch-ch-ch-changes

Wow…did many things change while I was gone.  I’m sure if you read other Miles & Points blogs you already know all about them.

The worst one for me was the decision by CVS to go “nationwide” with their policy of not accepting credit cards for purchasing Vanilla Reload cards.  That really hurts!

VanillaReload

My precious. No more.

In my area, it was already difficult to buy Vanilla Reloads with a credit card.  The 2 CVS stores in my area would sometimes allow it, depending on the clerk.  There was a sign on the register stating that they could only be purchased with cash, however, the register would still allow a credit card purchase.  So if you pushed the clerk a bit, they might try it.  But I was denied more times than I was allowed.  There were a few CVS stores in Ohio that would do it, and Hubby had some luck buying them in other states on business trips.  There are a few other retail outlets that will still allow you to purchase VRs with credit cards but sadly, none are in my area.  Hopefully I can have Hubby do some recon on his next business trip, as there are a few stores in Oklahoma City where he travels most often.

There are still other options to load your Bluebird card to pay bills.  Such as buying VISA gift cards from giftcardmall.com.  This is not a good option if you require immediate gratification, as it takes about a week to receive.  I usually only do 2 of these a month.

Yesterday I did a “test purchase” of a VISA gift card at Kroger.  I got burned once in the past with a Mastercard gift card I bought at Kroger.  I was stuck with the $500 gift card after it would not load to my Bluebird account.  (of course there are other ways to liquidate it, but it was still a pain) But I read recently that people have had luck with the VISA version of the card that looks like this:

VisaGiftCard_USBank

 

I bought a $50 card, which cost $4.95.  That’s kind of an expensive test, but it will be worth it if it works.  I plan to take it to Walmart today and try to load it to Bluebird.  Remember, you can load $1,000 a day and up to $5,000 a month to your Bluebird account and then use their online bill pay or checks to pay your every day bills such as mortgage, car payments, utility bills etc.

Award Program Changes

Both American Airlines and US Airways made some pretty big changes to their programs in the past couple weeks.  American did so without warning! Ouch!

One of the big changes at American was no longer allowing a stopover at a North American gateway city.  This didn’t really impact me personally because CVG isn’t an international gateway (for anyone).  But I could have made it work with some creative routing.  Basically if you lived in (or near) a city with international service on American Airlines you could basically book 2 flights for the price of one.  Your home city being your stopover.  This would only work in cities like New York, Miami or Chicago on American.  Partner airlines could open a few more possibilities but again, not for CVG.  I won’t get into any more details about how it worked because you can’t do it anymore.

American also changed the structure of their award chart and the names of their redemptions, but fortunately the miles required for awards did not change.  Only the names.  They also kept their “off peak” awards in place which was a huge relief to me.  I have used those several times for off-peak travel to the Caribbean.

US Airways Free Checked Bag

The US Airways credit card was unique in that it did not allow cardholders a free checked bag, which is usually a standard benefit of other airline credit cards.  That is changing on April 30, 2014.  If you have a US AIrways card with at least a $79 annual fee, you will receive a free checked bag for the primary cardholder and up to 4 companions.

One Bright Spot!

IHG announced that redemption levels for 100 IHG properties will be going DOWN on April 15, 2014 and that for the remainder of 2014, there will no increases in reward night pricing!  Yay! I have not yet seen a complete list of properties, which is surprising as this change takes effect today.  I am hoping that the property in Munich I want to stay at this summer is one of the 100 properties!  Once I come across a list, I will post it here for you!

Use Those Miles!

The fact that these American Airlines changes were made without any advance notice just shows how fast the value of your miles can change.  Earn ’em and burn ’em!   They may not be worth as much next month (or tomorrow) as they are today!

Happy Travels!