AAdvantage Aviator Card Promo – Will I Make It?

In late November, I received an email from Barclaycard to register for a promotion offering 30,000 miles for spending $2,500 each month on my AAdvantage Aviator Red MasterCard.  The promo runs from December 2015 until May 2016.  So essentially I would earn 45,000 miles after adding the 2,500 a month for 6 months.

promo

$2,500 is a lot to spend each month without doing any Manufactured Spending.  At least, for me, it is a lot to spend each month!

I got through December pretty easily thanks to a couple VISA GC purchases at Walmart.

And then this happened.

BB

Ahhhh that dreaded e-mail that we all knew was coming.  Don’t say you didn’t know.  This could not go on forever.  Eventually AMEX would wise up and realize they were losing money.

I got that e-mail on January 8 and I’m totally kicking myself for not buying a gift card the first week of January.  But I have always been very conservative in this hobby.  I don’t buy $40K worth of gift cards every month!  So my plan was to wait until the end of each month and see how short I was.  If I was within $1,000 of the $2,500 (likely) I would buy a couple gift cards to make up the difference.  That’s pretty much what I have always done.  I usually bought $1,000-$1,500 a month and paid my mortgage with it.  I rarely used Bluebird to pay off the credit card I used to buy the gift cards.  I think I did that once.  And I didn’t pay the whole balance.  I would usually pay $378.55 or some other odd amount.

So again. I am really surprised that I was shut down by Bluebird.  I have heard that some people are still going at it.  I’m not sure how they managed to stay under the radar, but at this point, I hope they ride it hard.  I know I would.

Yesterday I got this e-mail from Barclaycard.

aacard

That’s very nice.  I was wondering how (if) they were going to keep track of the monthly spending for this promo.  I WISH they had some kind of calculator on their web page so you could track your monthly purchases.  You can look up your month to date purchases, but you have to whip out the calculator to get the total.

According to my calculations, I am at $1829.26 for the month of January.  And that is with a large $1,000 purchase that I would not normally make.  So in reality I have only spent $800 so far this month.  That is probably about average for us, unless it’s Christmas time, someone’s birthday or we are on a trip.   So at $1829 for this month, I am $670 short.  I don’t see myself spending that much in the next week.  Maybe another $100-200.

Unless I buy a gift card.

I’ve been thinking about this.  People are still buying the Visa GC and then buying money orders.  I have only done that once, and it wasn’t a pleasant experience.  But I might give it another try.  Worst case, I am stuck with a $500 gift card that I will have to liquidate by regular spend.  And at that point it won’t matter because I will not be able to complete this promotion.

Do you still do any manufactured spending?  Do you think the end is nigh?

Chasing A Dream

Ouch!

Fake Dictionary, Dictionary definition of the word hubris.

 

For the first time In My Life, I was denied personal credit.  And it hurt.  Even though it’s partly my own fault; I did not heed the warnings of those who had gone before me. I just went in, balls to the wall, full of arrogance and my 808 credit score and was promptly shot down.

Let back up a bit, for some context.

Back in June, many bloggers (like MMS, and Mommy Points) and Flyer Talk reported that Chase was cracking down on approving applications for people who they felt had opened too many new accounts in the past 24 months.  And this is from ANY bank! Not just Chase.

At that time it seemed to mostly affect Ultimate Rewards earning cards such as Chase Freedom and Chase Sapphire Preferred.  The airline and hotel cards (United, Marriott, Holiday Inn etc) issued by Chase seemed to be ok for a while.

I had a busy summer.  I spent it with my family and we went on a few great trips.  I did not spend as much time as I maybe should have reading blogs and Flyer Talk (or updating my own blog).  So I knew Chase had tightened up, but I really didn’t think about it possibly getting worse.

I booked Australia!

(yay! I’ll tell you about it later!) Yes I did manage to get that done over the summer.  In fact, I booked my flight to Australia using the Delta Mobile app on my phone while we were driving down to Mammoth Cave.  If you know me at all, you know I am not comfortable doing things like that anywhere but my ginormous desktop computer.  Mobile sites just make me uneasy for some reason.  ANYWAY I am going to need some United miles and British Airways Avios for traveling within Australia and to get from Australia to Thailand.  (yes, I’ve added a whole ‘nother trip to Australia)  So I thought this would be a good time to apply for the British Airways card for myself and the United Card for Matthew.  Both had 50,000 mile sign up bonuses which would more than cover what I needed.

I applied online using a friend’s link for the British Airways card and got the dreaded screen telling me to call in to further process my application.  I didn’t think much of it. Most of my applications have been automatically approved, but I have had to call in a couple of times to verify information.

After verifying my address, SSN and phone number, the Chase agent started getting serious.  She asked about the income I stated on the application and where it comes from.  I told her most of it was from my husband, but a small percentage of it was mine from self-employment.  She asked what my “self- employment” was.  I told her I was a part time tour guide.  (this is true)  Then she put me on hold for what felt like forever while she “reviewed my credit history”.  This is when I started to sweat.  She told me I had applied for 9 cards in the past 12 months.  This is not true.  And I am almost positive she said 12 months and not 24 months.  She then asked “Why did you apply for so many cards? Why do you need so much open credit?”  I told her I don’t need that much open credit and I would be happy to shift some around to open this card.  She was having none of it and said I would not be approved.  I asked if I could close the Southwest card to get this one open.  She said “No.  You have more than enough credit for your needs”

Wow.  She was tough.  And she was not backing down.  I asked if being an Authorized User on my husband’s cards was counting in this denial and she said “No.”  Good thing, because that would have probably put me over 20!

I have always said I am a CONSERVATIVE credit card churner and “Manufactured Spender”.  And I still believe that to be true.

In the interest of full disclosure, let’s look at how many cards I have actually applied (and been approved!) for since August 2013.

August 2013 – SPG Amex

Sept 2013 – Citi AA Visa (closed), Barclays Frontier MC (closed)

March 2014 – Citi AA Executive (closed), Chase Sapphire Preferred, US Bank Club Carlson Visa

June 2014 – Wells Fargo Amex (closed)

August 2014 – Skymiles Business Gold Amex (Business card should not be counted), Chase Marriott (closed)

December 2014 – Chase Southwest Personal

January 2015 – Chase Southwest Business (again, Business card)

June 2015 – Citi AA Mastercard, BoA Alaska Airlines Visa, Barclays Frontier MC

Ok.  That’s 14 cards in the past 24 months.  But 2 business cards should not count.  So that’s 12.  She said 9.  I’m thinking maybe she did not count or see the ones from August and Sept 2013.  That would make the count accurate.

What now?

I’m a little torn over what to do now.  Should I just lay low and not apply for any cards until maybe mid-2016?  That way many of my apps will drop off.  Or should I apply for cards from other banks before the whole thing explodes?  I am leaning toward the last option.

 

Bursting-Bubble

 

I don’t want to be an alarmist, but I really think this game is dying.  I know when something dies, something new always comes along.  Every once in a while someone will say, “Do you remember a few years ago when everybody was buying coins from the US Mint?” Well, I think a few years from now people will say, “Do you remember when everybody was getting hundreds of thousands of miles from credit card sign up bonuses? Ah..those were the days”

I mean, look at what has happened recently.  American Express limits sign up bonuses to once per card per lifetime.  Citibank will not give a bonus if you have opened or closed the same card in the past 18 months.  And now Chase is not approving applications if you have opened more than 5 cards in the past 24 months.  What’s next?  Will they all eventually go the same way as American Express? Once per lifetime?

So I think this might be the time to just go for it.  Grab what you can and be happy with what you get before the bottom falls out.  And it will.  If this hobby had remained a secret society, things might still be easy.  But you’ve got too many big name bloggers spewing all the down and dirty details.  Mommy Points was on Nightline for crying out loud!  And even with all the approval crackdowns, they are still pimping their Chase Credit Card affiliate links.  At least the newbies can get some miles.

sunshine

 

Sorry.  I don’t mean to be all doom and gloom.  I think the Chase denial just got to me.  Just last month I went through all the trouble of opening a new checking account with Chase and giving up a 20 year relationship with my credit union!  Chase offered me $300 to do this, but that’s beside the point.  I also haven’t completely cut the cord with my credit union and after this mess, I probably won’t.

So let’s see what happens next.  I’m still $10 ahead from my last MS adventure with ordering American Express gift cards.  (Oh yeah…you know the portals stopped paying out cash back, right?) So I think I will buy a couple Visa Gift Cards with my Chase Sapphire and load them to RedBird.  That will give me 1,000 Ultimate Rewards points.  I need all I can get to transfer to United!  After that…who knows.  If I decide to apply for some different cards in the next couple weeks, I will let you know.

 

Australia Award Availability

A Tough One

I have been dreaming of going to (moving to) Australia since I was 15 years old.  When Matthew and I were dating, he said he would take me there someday.  25 years later, we still haven’t gone.

Australia is far away.  It’s expensive.  It’s huge.  And did I mention it’s far away?

When I first started collecting Delta SkyMiles way back in 2002, my goal was to use them for Australia.  But Australia kept getting put on the back burner and I redeemed miles for Morocco, and Europe and California and many other places.  But I still kept collecting them.   Right now I am sitting at 374,363 SkyMiles.  At 80,000 each way in Business class, I am 105,637 miles short for 3 roundtrip tickets.  There is no easy way to earn more SkyMiles with the restrictions from American Express of “one sign up bonus per lifetime”.  I have already had all the cards.

Over the past couple years, I have really started building up my stash of American AAdvantage miles.  Citi cards are easy to churn and I also took advantage of getting a (few) Citi AAdvantage Executive cards when the sign up bonus was 100,000 miles.  So I have 533,998 AAdvantage miles.  And that’s AFTER just redeeming some for 3 tickets to Paris next spring and 3 tickets to Turks and Caicos last fall.  Oh and 2 tickets to California this summer.

That is way more than enough to get 3 roundtrip business class tickets at 62,500 each way. (375,000 total miles needed)

Will Somebody Please Let Me Spend My Miles?

This is where it gets ugly.

Cathay Pacific (A oneworld partner) has terrific business class availability between Los Angeles and Australia via Hong Kong.  Trouble is, American Airlines will not let you route through Asia using their miles.  The 62,500 would take me to Hong Kong and then I would have to redeem another 35,000 mile award to get to Australia.  That’s worse than Delta’s 80,000 mile awards!

Qantas is also a oneworld partner, but they are VERY stingy with their business class availability.

Delta has lots of business class availability with their partner Virgin Australia, but like I said before, I do not have enough Delta miles for 3 roundtrip tickets with Delta.

Possible Good News On The Horizon

A few days ago, American announced it would begin its own nonstop service between Los Angeles and Sydney beginning in December 2015.  This was exciting news at first.  Surely American Airlines would allow a handful of business class award seats to be redeemed by its own members on an aircraft that has 52 business class seats. Right? Not bloody likely.

Check out these pictures.

dfwhkg

Who would pay 175K Miles?

This first one shows award availability for business class on American’s nonstop service between Dallas-Ft. Worth and Hong Kong.  There are no business class Saver Awards available at the far reaches of the current schedule.  None!

The next picture shows you the available seats you could choose from if you redeemed the 175,000 point award.

seats

D’oh!

All of them!  Sure, it’s possible that a couple tickets have been sold and not been assigned seats.  Unlikely though.  American is hoarding seats the way I hoard my miles!

What’s the point?  They would rather let that cabin go out empty, than let people redeem miles for it.

The scenario doesn’t change much when you look at the next couple of weeks.  Still no saver award seats, but 38 available business seats.

nextweek3Is there a Happy Medium?  Maybe.  I have to wait and see once they load the new flights into the schedule.

So What Are My Options?

I have to prepare for the worst case scenario.  Assuming AA does not release 3 business class seats on their new flights, I have accepted that my family will have to travel separately.  Right now, I can send 2 people on Delta/Virgin Australia roundtrip in Business.  The third person can (hopefully) travel on either American or Qantas roundtrip in Business.

I could also transfer 20,000 SPG points to Delta.  With the 5,000 point bonus, I would have 25,000 more SkyMiles and enough for all 3 of us to return on the same flight.  But I’m not sure I want to spend my SPG points for that.  Again, it is almost impossible to earn more of them now.  I only have 43,502 points and I wanted to use them for a ski trip.  Although, they are probably more valuable being used toward Australia.

I was somewhat encouraged when I saw this.  Business class availability on Qantas for 1 person.  For a while, I was having trouble finding availability for even one person!

aaavail

I want to start my trip in Cairns, so I don’t see any way around a connecting flight.  But that’s ok!

Here is Delta/Virgin Australia availability for 2 people for the same dates and almost the same time.

 

dlavail2

This isn’t ideal, but sometimes you have to do things like this to travel for free.  I’m still going to keep my fingers crossed that I can get 3 business class seats on American when they release the schedule. It is possible that they might release a bunch of award seats in the beginning.

What About Coach?

Some people might think I am being a travel snob by refusing to fly to coach.  Not at all.  I know I could easily get 3 economy class seats on Qantas at 37,500 miles each for one way.

But I have done that.  See here.

Los Angeles to Australia is a flight of approximately 15 hours.  By comparison, the longest flight of our Thailand trip, from Seoul to Chicago, was 12.5 hours.

It was not fun.

I do not want to do it again.

Call me a snob if you will, but I have no desire to repeat that.  I have done the work to earn these miles, I want to redeem them and be comfortable on a flight halfway around the world.

And Now, I Wait

I want our trip to begin on May 31, 2016.  Or as close as I can get to that date.  I am really very flexible with dates, which should help me out with securing award seats.

I do have 4 nights booked at the Radisson Blu in Sydney, June 13-17, but I’m quite sure I can fit that in to whatever flight dates I am able to book.

The schedule for May 31,2016 should load on July 6.  Hopefully American and Qantas can get the approval for the new routes by then.  I really don’t want to book anything until I see how many seats American is going to release on the new flights.

If anybody has had any experience doing this or has any advice to offer, I am all ears!

 

 

April 2015 (Mini) App-O-Rama

It’s been awhile since I have posted (or done) one of these.  Gone are the days of 6 apps in one day.  With the demise of amazon payments, Vanilla Reloads and Serve CC loads, I’m not sure I could do $20,000 worth of spending in 3 months.  Maybe.  But let’s see if I can get through this $10,000 in 3 months.

Matthew Apr 15 AORThis AOR was all for Matthew.  He only had 5 cards open in his name, which is not good for the credit score.  Before this AOR, his FICO score was 791.  I will be curious to see if it goes up in the next few months with $57,000 of available credit added.

I chose the Citi AA card because the 50,000 mile sign up bonus is pretty good and the 10% back on redeemed miles will be great when we redeem  his miles for Australia next year. Although, there is a 10,000 mile limit on that benefit, so I will probably get this card as well and redeem some of the miles for the trip from my account.

Chase Sapphire Preferred is a great card to have.  Ultimate Rewards points are infinitely valuable as they can be transferred to Hyatt and United.  My goal is to get a few United cards from Chase in the next year, combined with these Ultimate Rewards points and possibly go back to Thailand or maybe Fiji.  In business class this time!

The Capital One Venture card is often overlooked in the Miles and Points community.  I’m not sure why.  I had the card for several years and got in on an awesome sign-up bonus they had.  They were offering to match the miles you currently had in another program, up to 100,000 miles.  I had 100,000 miles in my Delta account so I earned 100,000 Capital One points.  At 2 points per dollar spent, I quickly had 150,000 points in my account which I used to buy United miles for one of our Thailand tickets last year.  My plan with the card this time is to use it for car rentals or other travel expenses that are not covered with airline or hotel miles.  Using their “Purchase Eraser” makes it easy to “erase” all sorts of travel expenses.

Spring Break 2016

Spring Break 2015 is in the books.  Disney was exhausting, but fun.  I am now working on Spring Break 2016.  With the recent devaluation of the Club Carlson program (discontinuing the bonus night) I feel the need to burn the 300,000 points we have.  So I am considering the Radisson Resort in Aruba.  Southwest flies to Aruba, so that is an added bonus with the Companion Pass.  Or the Radisson Blu Resort in Sharm el Sheikh Egypt.  Parker is fascinated with Egypt and my plan would be to spend a day or two in Cairo at Le Meridien Pyramids to see the pyramids and then head down to the Red Sea for some diving and R&R.

I have some planning to do!

Happy Travels!

If They Blog About It, It Will Die

How many times has this been true?

I seriously miss the days when travel hacking, credit card churning, manufactured spending was all underground.  There were a few message board sites where people would talk about it using aliases and lots of code words.  Not anymore! Now we scream it from the rooftops in Big Guy Blogs and Frequent Traveler University gatherings.  We tell you how to game the system and rake in millions of miles by doing things the banks probably don’t like.

For years I never talked about it.  I didn’t even tell my family and friends what I was doing.  (mainly because I didn’t want to get lectured about ruining my credit score.  Yeah whatever, Mom) I just always said “I never pay for travel”, with a smile.  I still say that.

Well…I don’t do that.  I won’t.  Which is part of the reason I do not regularly write in this blog.  I will still post about my trips (promise) and give you some tips on travel but I’m not going to be one of those blogs who posts about every Chase sign-up bonus and every airline mileage program devaluation.  (though I reserve the right to complain about such devaluations)

So here is a little known money saving/mileage earning deal going on this month.  Thornton’s gas stations (located only in the midwest with a few scattered in FL)  are offering 20% off third party gift cards to places like amazon.com, iTunes, restaurants, stores etc.  It is not well advertised, but I found out about it through a Big Guy Blog.  I wasn’t even going to blog about it because I wanted to keep it a SECRET! Especially in my area – more for me!

Thornton-20-Gift-CardsIf you have a credit card that earns a category bonus for gas station purchases, you are not only saving money, but earning bonus points.

There are 3 Thornton’s in my general area.  The first one I went to was just about completely wiped out of gift cards and the guy behind the counter told me that he did have amazon gift cards, but someone bought 20 of them the day before and now they are gone.  I bought one $25 Buffalo Wild Wings gift card for $20 and paid with a credit card.

I went to the 2nd Thornton’s and all they had was Bass Pro Shops and iTunes. I’m kicking myself now for not buying the iTunes.

I did not make it to the 3rd Thornton’s until yesterday.  Still no amazon or store cards, but I did select a Darden restaurant card and an iTunes card.  When I got to the register the girl said “I don’t think you can pay for those with a credit card”. I told her I bought some at the Erlanger location with a credit card just a couple days ago.  She tried and the payment was not accepted.  I gave her my bank debit card, but that did not work either.  Another girl came up and said they had “problems” with accepting credit cards for gift card purchases and so it is now their policy not to.

Of course I never have cash, so I had to return the gift cards, put my tail between my legs and leave.  Brought back memories of trying to buy Vanilla Reloads with a credit card at CVS.  Thornton’s did have a big selection of Vanilla Reloads, by the way.  They sat there – taunting me.

So.  The Big Guys post about Thornton’s gift card discount.  People run out in droves to buy them all up.  There are none left and Thornton’s wised up to the credit card game.  (or somebody was buying massive amounts of them with a stolen CC)

If you are interested in saving money, this could still be a good deal for you using cash.  In fact, it IS a good deal for you.  You are still saving $5. I would not go out of my way to do this, but if you have a Thornton’s in your area and they actually have some gift cards left – go for it!

It is still possible, in a roundabout way to pay for them with a credit card.  You load your Bluebird or Serve with a credit card (or gift cards purchased with credit cards) and you can withdraw $100 cash from a Money Pass ATM with no fee and then buy $100 worth of gift cards for $80.  Is it worth your time to run around all those places doing that? I doubt it, but if it’s convenient for you, it’s a good deal.

Bottom line, it’s still a money saver if you pay cash.  Christmas is coming, ya know.

I have slowed down considerably on my Manufactured Spending.  Right now I am only doing enough loads on Serve to cover my mortgage payment each month.  I can load Serve with my credit card from the comfort and warmth of my office chair (shhhhh! don’t tell anybody!). I don’t mind that at all.  It’s free and I don’t have to run to Walmart all the time.

In 2014 I spent $149.49 on gift card fees.  I got into the cash back on American Express gift cards late, so I only earned back $90.50.  That means I spent $58.99 to Manufacture enough Spend to get 795,000 miles and points in 2014.  Was it worth it?  Was it worth it  to spend $59 to get 795,000 miles and points?? Yeah…I think so.  Well…to be fair I should probably account for annual fees I had to pay that were not waived for the first year.  And it gets a little ugly there.  (damn you 3 Citi Executive cards! ) $975.  But still.  Just over $1,000 for 795,000 miles and points?  Sure.  But I am done for a while. I have decided it is just not worth the hassle.

Likely by the end of the year I will apply for a couple cards if they offer good “end of the year” sign up bonuses.  Chase Southwest is a big contender.  They are currently offering 50,000 points per card and they have 4.  Even though I am a bit gun-shy with Business cards, I might give it a go.  I’m also hoping British Airways offers a 100,000 mile sign up bonus at the end of the year as they have done for the past couple years.  I am keen to use Avios for a trip to Ireland.

So that’s all for now.

 

 

Black Tuesday and other thoughts

So about 2 weeks ago I wrote a post about my “new” discovery of buying American Express Gift Cards through shopping portals and earning cash back.  Earning cash back on these cards really helps defray the cost of buying VISA gift cards to load on to Bluebird.

Since I started churning credit cards and playing the miles and points game I am ALWAYS waiting for the other shoe to drop.  And this past Tuesday, it did.  At least as far as cash back on American Express Gift Cards is concerned.

American-Express-Gift-Card

As of Tuesday afternoon, all shopping portals (for cash back or miles/points) pulled American Express Gift Cards.  If you read Flyertalk, there is all sorts of speculation as to why this has happened.  Everything from a re-negotiating of contracts between AMEX and merchants to too much Manufactured Spending has been speculated.  Some suggest the cash back offers may come back in the next month or two, as a similar blackout happened last fall.  Only time will tell.

I got one last $2,000 American Express Gift Card purchase in under the wire on Monday morning.  I hate that I can’t earn cash back anymore, but I’m happy with what I earned this month and that I came out ahead!  Since early August I have spent $46.43 on fees to buy VISA gift cards BUT I have earned $100.50 for purchasing American Express Gift Cards via BeFrugal (<– my link) so I am actually $54.07 ahead of the game.  We won’t talk about what I have spent on fees for the past couple years.  But I worked those into my yearly travel budget so they didn’t hurt my daily budget at all.

App-O-Rama 2014

I haven’t really done any big App-O-Ramas this year.  I did a couple small ones for myself, but all Matthew has done this year is get two Citi AA Executive cards.  (but those are very substantial)

Here’s a breakdown of what we have earned and spent for the first 9 months of 2014

Matthew

  • Citi AA Executive Mastercard Feb 2014 – 110,000 miles – $250
  • Citi AA Executive Mastercard Jun 2014 – 110,000 miles – $250
  • Chase Marriott Premier Rewards  Sep 2014 – 72,000 points  – $0

Laura

  • Citi AA Executive Mastercard Mar 2014 – 110,000 miles – $250
  • Chase Sapphire Preferred Visa  May 2014 – 48,000 points – $0
  • Club Carlson Premier Visa  May 2014 – 87,500 points – $75
  • Wells Fargo Propel Amex May 2014 – 43,000 points – $0
  • Delta Skymiles Amex Gold Business  Aug 2014 – 52,000 miles – $0
  • Chase Marriott Premier Rewards  Aug 2014 – 72,000 points – $0

So all together we earned 330,000 airline miles, 231,500 hotel points, 48,000 Ultimate Rewards points (that I will probably transfer to United next year) and 43,000 points that I am going to use for Disney World park hopper tickets in March 2015.

To get all those points and miles, we spent $825.  I know…that’s a lot.  But, like I said, I work that into my yearly travel budget, so it doesn’t really hurt.

I am going to take a break from applying for cards for a few months.  Unless something comes along that is too good to pass up!  No reason for this really, other than giving my credit score a rest.  Both of our scores are still above 800, so all this credit card churning has not hurt us in the least and probably has even helped our scores to go up.

My plan is to apply for the Southwest personal and business card in early 2015 to earn the companion pass.  Unfortunately we don’t live in an area that Southwest serves, but it would be worth driving to Louisville for all those free flights.  Heck, people from here drive to Louisville when they are PAYING for flights!

Summer 2015

I’m ashamed to say that I still do not have anything booked for our summer vacation in 2015.  I don’t have enough Delta miles yet! I am still about 8,000 miles short.  I may end up buying the remaining miles I need since the plug has been pulled on the American Express gift cards.  I will still try to push out some MS in the next month so I can have close to enough by October and book then.  If anything is left.

We have no idea where we want to go really and at this point, we will probably just spin the Delta wheel and see where it lands.  Where ever I can get 3 business class tickets to, is where we will go.  I am going to try for Greece, Italy or France.  But who knows where we will end up!  And actually we may stay in the US next year! Imagine that! But I have always wanted to explore the west – Arizona, Wyoming, Montana, Utah.  2015 may be the year to do that!

Happy Travels!

 

Possible Regret and A Couple Good Bonuses

I hope I don’t regret this

Until midnight last night, you could transfer SPG points to American Airlines or US Airways and receive a 20% bonus.  This was on top of the 25% bonus you already get for transferring SPG points to airlines.  I have just over 40,000 points, so I could have turned those into 58,000 AAdvantage miles.  (or Dividend Miles)

Conventional Wisdom in this game tells you not to transfer miles unless you have immediate plans to use them.  I don’t.  Plus I am pretty flush with AAdvantage Miles and Dividend Miles right now thanks to 3 Citi Executive cards and Matthew’s recent bump in business travel.  I have more than enough for my planned trip to Australia (in BUSINESS class) in 2016.  But this was a heck of an offer to pass up and one that may not return for some time.

I have lots of hotel points in other programs, so I don’t necessarily NEED SPG points for hotels; although you can sometimes find some Great Redemptions.

I would also probably not transfer the points to any other airline.  Except maybe Delta if I needed some points to redeem some of their ridiculously over-priced awards.

Too late now to do anything about it.  It’s just something I decided to think about this morning.  I will probably end up using my SPG points to stay at the Westin in Whistler, which is why I got the card in the first place.

westinwhistler

The Westin Resort & Spa, Whistler

Rooms at the Westin Whistler are 16,000 SPG points per night during Christmas break and most of ski season, but you can find rooms for 9,000 points per night in late ski season.  As long as I have my SPG American Express card open, I will get the 5th night free when I book 4 on points.  So, I still need to earn 24,000 points to get enough points.  SPG points aren’t easy to earn, but if I concentrate some MS on the card over the next year, I should be able to do it.  (then I will watch for the inevitable devaluation)

A Couple Good Credit Card Sign Up Bonuses

Right now, Chase is offering the United Explorer card with an increased sign-up bonus of 50,000 miles after spending $2,000 in 3 months.  I would love to get this one, but Matthew and I just canceled our previous United Explorer cards in July of 2013.  The wait time for churning Chase cards is generally 24 months.  So hopefully next summer they will offer a similar bonus.  But if you have not had a Chase United Explorer card in the past 2 years-go for it!

Chase is also offering the Marriott Rewards Premier VISA card with an increased sign up bonus of 70,000 points PLUS 1 Free night at a category 1-4 hotel after spending $2,000 in the first 3 months.

Matthew and I will definitely be signing up for the Marriott card.  We both just canceled the basic Chase Marriott Rewards card, but this Premier card is a different product so we are eligible for the sign-up bonus even though it has not been 24 months.

Incidentally, I do not earn any commissions if you use the links above.  Those are just public links that I copied and pasted.

Happy Travels!

My Experience With Frontier Airlines.

Frontier Airlines began service to CVG in the spring of 2013 and I was excited about a low-cost carrier finally entering our market. Last fall I read a blog post about Frontier Airlines and their “great award availability”.  This seemed like a great opportunity to open a Frontier Airlines credit card! Frontier awards start at only 20,000 miles for roundtrip and you can redeem one way awards for 10,000 miles.

I added a “free one way” from CVG to LAX on the end of our Thailand tickets and I needed to find a way back from California in June 2014.  So I signed up for the Barclay’s Frontier Airlines Mastercard, which was offering 40,000 miles after spending $500 in 90 days.  Easy peasy.

TRYING to Book

So….I had 40,000 miles in my account in September 2013 and wanted to get busy booking a one way flight from LAX to CVG in June 2014.  The first thing I found out was that Frontier, like most low-cost carriers, does not release their schedule until 5-6 months out.  In Frontier’s case, it was 5 months.  And a few days.  I called every day starting on December 16 (6 months before my return flight from LAX) asking when they would release the schedule.  Every agent I talked to said they did not know exactly what date the schedule would be released.  It finally came out some time in mid January.  At this point I was very nervous because if this didn’t work out, I would be scrambling to find one way award seats on another carrier.  I like to book award tickets a year in advance, so doing it 5 months out was nerve-wracking.

Frontier serves 10 cities in California and I decided that I would be willing to fly out of any one of them.  We have family in Northern California that we could visit, so driving up for a few days would not be a big deal.

When the schedule finally opened, I looked at LAX and Orange County and award seats were 20,000 miles for one way tickets.  They did not release any 10,000 mile award seats and I was ON IT the day it was released.  I called Frontier and all they could tell me was that low level awards were not available.  I checked every city in California within a 3 day window and found NO 10,000 mile award seats.  What happened to that “great availability” the other blogger was talking about?  I waited a few days and nothing changed.  Every award seat from every city was pricing out at 20,000 miles.  I suppose it is possible they could have released some 10,000 mile seats a month or two down the road, but I was scared to wait that long.  I had to get home from California.

I could have used American AAdvantage miles for 3 one way tickets at 12,500 each.  But I value those American miles A LOT more than I value the Frontier miles.  Though I suppose a smarter Travel Hacker would have used the American miles for the better “value”.  But I just wanted to be rid of the Frontier miles because I felt they were useless.

I decided that we would drive up to San Jose to visit family for the last 4 days of our trip and fly home from there.  Since I now had to buy a one way ticket, I had to start looking at prices.  One way flights on Frontier from San Jose were over $500!  Low cost carrier you say?  The cheapest flights were out of San Francisco and I was able to book a one way  for $175 on the same flight as our award tickets.  It was not in my plans to pay for a ticket, but that’s what happened.

Since my award was 20,000 miles, it was a “Choice” award, rather than a “Standard” award.  The Choice award gives you Stretch seating with 5 to 7 more inches of legroom! This is awesome when you have a sleepy child!

frontierleg

Look at all the room!

Frontier Airlines charges for things that other airlines do not.  Like drinks, snacks and carry on bags.  With the Choice award we were given all of those things for free, plus our one checked bag was also free.

The ticket I paid for was my husband’s and I did not buy a “Classic Plus” fare that gives you all of those free amenities.  He was seated back in row 14 and would have had to pay $2 for a Coke.  And by the way, I would not mind paying $2 for a Coke if my fare was discounted hundreds of dollars less than a ticket on the Big Boys.

Baby Let Me Upgrade You

A week or so before our trip, I got an e-mail from Frontier about a schedule change.  Our original departure time was 6:10am and had now been changed to 5:55am.  The big problem was that our seat assignments were changed and I was no longer sitting next to my son.  I went online to try to change the seats back and kept getting an error message.  (Frontier’s web page is very buggy and seems to constantly freeze up) I called the Customer Service number and asked them to get our seats together.  While I had the very nice agent on the phone, I asked if it was possible to have my husband sit with us since all our seats had been changed.  Without any questions or hesitation she moved him up to Row 2 with us.  Incidentally, during the flight when the beverage cart came around the flight attendant knew he was on a standard fare and not eligible for the free Coke!

Would I Fly Frontier Airlines Again?

Possibly.  I would still try for the “cheap” awards and I would miss the amenities that come with the “Choice” awards.  But you get what you pay for.  If you want to fly for free for only 10,000 miles one way, you have to suffer a bit.  Although having to sit in a regular coach seat on Frontier would not be much different from a regular coach seat on any other airline.  And it could be even better.  The Frontier planes were very nice.  Each seat had it’s own video screen with Live DirecTV.  Yes, there was a fee, but the point is – it was available.

Barclay’s cards have historically been churn able, so I may try for another one for my husband and also get one for myself.  Here is the link for the Barclay’s Frontier World Mastercard.  I do not receive a commission if you use that link.

The only thing I don’t like is the charge for not only checked bags, but carry on bags as well.  I mean, you have to travel with Something!  There is no way ’round that with Frontier.  So is it worth it to pay $20-$50 for a checked or carry on bag to only save 2,500 miles on a one way ticket? That’s for you to decide.

Happy Travels!